PCS CAPITAL

 Recently , we are seeing huge demand in IPO from retail investors , unfortunately many are not getting any allotment . Why this happens ? let us  know how exactly IPO shares are allotted .  What is the IPO or Initial Public offer :    IPO is the selling of securities to the public in the primary market.  A primary market deals with new securities being issued for the first time .  After listing on the stock exchange, the company becomes a publicly-traded company and the shares of the firm can be traded freely in the open market. Procedure for allotment of shares in IPO  If any company goes in public all bids for the shares  in online , from online first they eliminate all invalid bids which were incorrectly submitted from number of total bids , then we will know number of final bids. There are two cases amongst which the situation of a company may fall in, that are: 1  If the total number of bids made by the applicants is less tha...

  Invest in Mutual funds to achieve your children education goals .  This is a sample video which explains the cost of child education after few years . For more details on investments do reach us on pcswealthadvisers@gmail.com

Everyone are worried about taxes in Debt mutual fund and sale of land .   Indexation is an efficient way of preventing draining of your returns on investments in the form of taxes. Indexation is applicable to long-term investments, which include debt fund and other asset classes. Indexation helps you in adjusting the purchase price of the investments. In this way, you will be able to lower your tax liability. One need to understand Inflation and capital gains before understanding Indexation Inflation is increase in the price of  product or service . It means  you will be able to buy fewer things year after year as compared to what you can buy today with the same amount of money .  Capital gains is the increase of value of investment in over a period of time . Suppose if you have purchased debt mutual fund for a NAV 10/- and after a year you sell same fund at a NAV 11/- the difference between  purchase NAV and selling NAV is your capital gain.  In other word...

 Time to file ITR , if you are in equity or any other asset investments , you need to know about Long and Short term capital gains and how they are taxed  Any profit or gain that arises from the sale of a ‘capital asset’ is a capital gain. This gain or profit is comes under the category ‘income’, and hence you will need to pay tax for that amount in the year in which the transfer of the capital asset takes place. This is called capital gains tax, which can be short-term or long-term . Short term capital asset : Any asset hold for less than 36 months (other than listed equity) is a short term capital asset . Long term capital asset : An asset that is held for more than 36 months is a long-term capital asset How taxes are calculated  Tax Type Condition Tax applicable Long-term capital gains tax Except on sale of equity shares/ units of equity oriented fund 20% Long-term capital gains tax ...